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How To Simplify Your Personal Finances



Some of the best known and most successful investors of all time such as Ben Graham, Warren Buffett and Peter Lynch are all known for looking for straight forward opportunities to put their money into. Warren Buffett's approach of "KISS" or "Keep It Simple Stupid" is something that any novice investor can follow. Something that obviously just isn't possible from reading books, watching DVDs or listening to audio CDs. A number of brokerage houses put on regular training seminars for new investors. These will take you through the basics of learning the terminology of the stock market and also on to how to select stocks using various indicators. Just one small monthly repayment covers all your outstanding debts. Well in some cases that is very true but every case is different and you have to do you own checking to make sure you will be better off. It is important to remember that you are taking the existing balances of your bills and spreading them over the term of the new loan. Or alternatively you have made yourself dizzy flicking backwards and forwards in one of the older style ones! So do you really need to have a stock market dictionary? No but once you have got yourself a good one to help you fathom out the impenetrable terminology you will find that your investing life becomes so much easier than before. We need to know which types of investment they are considering when they ask "what is the first step to investing?" Many newcomers to the world of investments think only of stocks and shares but there are of course many more options out there. Some of which are possibly far better for beginners. They introduced things such as traded options, short selling, unit trusts and even debt-equity swaps which were revolutionary at the time. After the early success of those Dutch pioneers other countries soon began to see how they could copy this new trading model. Perhaps the most successful were the English with the London Stock Exchange. 

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