Do you think while you're laid there in your hospital bed it's just possible that making the payment for your credit card bill might get forgotten? And what happens when you forget your monthly credit payments? Those nice friendly guys at the loan company who wanted to increase your credit card limit only last month now turn into Don Corleone and the boys from Mob! " as more and more people look to provide themselves with a better financial future. For any new investor there many different answers to the question "how do I get started". In the stock market there a large number of different options to choose from. A good place to start is by considering if you should be investing at all. Once you have grasped the concept of how the stock market works you can then begin to look at how to spot in advance whether there will be a rise or fall in demand for those stocks and shares that you are interested in. There are many ways that investors try to work out which way the market or an individual stock will move. Now to actually get a bad credit debt consolidation loan you're going to have to convince the bank or loan company that they really are going to be benefiting. Just telling them that they will make more money in the long run won't cut it. You need to present a well thought out case as to why it makes sense to consolidate your existing loans. What Is The First Step To Investing What is the first step to investing is a question a lot of people have these days. They know that investing in the stock market can be a great way to secure their financial future but they are just a little unsure how to go about it. To answer their question of "what is the first step to investing? The Dutch as leaders in this new field soon began to develop some of the financial instruments that we are all still familiar with today. They introduced things such as traded options, short selling, unit trusts and even debt-equity swaps which were revolutionary at the time. After the early success of those Dutch pioneers other countries soon began to see how they could copy this new trading model.